1
Choose Your Insurance
We start by understanding your needs—whether it's Auto, Home, Life, or Commercial. We analyze your situation to recommend the best policies and options available.
2
Select Your Agents
Once we know what you need, we shop and compare rates from our wide network of top-rated carriers to find you the most competitive price and value.
3
Contact Agents
We walk you through the final details, answer all your questions, and efficiently finalize your chosen policy so you can walk away feeling confident and protected.
Dedicated to Protecting What Matters Most
Affordable solution for your Business and families
We're your partners in protection, with 40+ years of combined experience. Bugg and Associates is dedicated to providing comprehensive coverage for every stage of your life—from personal insurance needs like home and auto, to critical commercial and life planning. We’re here to guide you

We help you protect your most valuable asset and everything inside it, ensuring financial stability after the unexpected.

Secure coverage that keeps you and your family safe on the road, no matter where life takes you.

Provide financial security for your loved ones when they need it most with the right life insurance plan.

Specialized coverage that protects your bike so you can enjoy the ride worry-free.

Add broad protection beyond your standard policies to cover major claims and lawsuits that threaten your assets.

Affordable coverage for your personal belongings for anyone renting an apartment or home.
The Bugg and Associates team is here to guide you.
Meet the experienced, licensed professionals committed to providing personalized advice and finding the perfect policy to fit your life and budget.

Founder & CEO

Membership Specialist

Licensed Insurance Agent

Licensed Insurance Agent

Licensed Insurance Agent

Licensed Insurance Agent

Licensed Insurance Agent

Membership Specialist
Lisa Bugg is an accomplished entrepreneur who transitioned from independent agent work to co-owning a distinguished agency in Chesterfield Township, Michigan. In 2020, she earned a highly selective Entrepreneur Agent designation, a title requiring the passing of multiple exams and rigorous vetting. Her agency is a key resource for the Michigan population, providing comprehensive products including coverage for life, annuities, homes, vehicles, RVs, and motorcycles. Furthermore, her team specializes in offering tailored financial protection to the education community and school employees. Guided by a strong foundation and certified as a John Maxwell mentor, Lisa employs principles of servant leadership to ensure exceptional service to her clients and community.

Find an Agent
Get paired with a licensed professional who understands your unique needs and will help you navigate complex coverage options with ease.

Call Us for Any Questions
(586) 333-4221

Better Coverage, Bigger Savings
I was hesitant to switch insurance because I thought getting better coverage meant paying a premium price. I was wrong. Bugg and Associates took a look at my current policies and didn't just match my old rates—they beat them significantly. I’m now saving nearly $500 a year on my auto and home bundle without having to sacrifice any protection. It’s rare to find an agency that genuinely respects your budget like this.
Sarah J., Long-time Client


Finally, a Real Person on the Line
In a world of automated phone trees and chatbots, Bugg and Associates is a breath of fresh air. When I had questions about my policy, I didn't get a call center; I got a real person who knew my name and my history. They took the time to explain the fine print in plain English so I actually understood what I was buying. You can tell they care more about building a relationship than just closing a sale.
Michael T., Business Owner


Peace of Mind When It Matters Most
Nobody wants to have to file a claim, but when I had my accident, I was terrified it would be a nightmare of paperwork and delays. The team at Bugg and Associates stepped in immediately. They handled the communication with the adjusters and kept me updated every step of the way. My claim was processed efficiently, and my repairs were approved faster than I expected. They turned a stressful situation into a manageable one."
Elena R., Auto Insurance Client

Office
46640 Gratiot Ave, Chesterfield, MI, 48051
Call
(586) 333-4221
Site: www.buggandassociates.com